How to Handle Insurance Companies After an Accident: Don't Settle for Less
Dealing with insurance companies after an accident can be stressful and confusing. Here's how to protect yourself and your injury claim:
1. Don't Rush Into a Settlement
Insurance companies often offer quick, lowball settlements to close your claim fast. Don't accept anything without legal advice.
2. Understand Their Tactics
Adjusters may:
- Minimize your injuries
- Use your words against you
- Pressure you to settle before full medical recovery
Their goal is to save the company money—not help you.
3. Know What Your Case Is Really Worth
A fair settlement should cover:
- Medical bills (now and future)
- Lost income
- Pain and suffering
- Property damage
Only a lawyer can accurately calculate the full value of your claim.
4. Let Your Attorney Do the Talking
Avoid giving recorded statements or signing anything without legal counsel. Your attorney can handle all communication to prevent costly mistakes.
5. Stand Your Ground
You don't have to accept their first offer—or their second. With strong legal support, you can demand full and fair compensation.
Need Help With a Claim?
Gillani Law knows how to deal with insurance companies. Call us today to make sure your rights are protected.